Long-Term Care
& Home-Care Solutions

Planning Today for More Choices Tomorrow

Nearly 70% of people turning 65 today will need some form of long-term care during their remaining years.*

Most of us hope to remain independent and stay in our own homes for as long as possible.

But if the day comes when you need a little help with everyday life, having a plan in place can make a meaningful difference—not only for you, but for the people you love.

Long-term care planning isn't only about preparing for serious illness or extensive care. It's about having choices.

How would you want to live? Where would you want to receive help? And how can you plan today so you'll have more options tomorrow?

I help individuals and families explore home-care solutions designed to provide practical support while helping them maintain their independence and remain in the place they know and love—their own home.

What Does Long-Term Home Care Really Mean?

Long-term care doesn't always mean nursing homes or extensive medical care.

Sometimes it's simply about having a little help with the everyday things that allow you to continue living safely and independently at home.

The home-care solution I offer provides benefits for non-medical, in-home care services. This can include help with what are commonly called Activities of Daily Living (ADLs)—the basic things most of us do every day without giving them much thought.

These include:

  • Bathing — Help getting in or out of the bath or shower and with personal hygiene.
  • Dressing — Help getting dressed and undressed.
  • Eating — Assistance with eating when someone cannot do so independently.
  • Toileting — Help getting to and using the bathroom and with personal hygiene.
  • Mobility — Help walking or moving around the home safely.
  • Transferring — Help getting in or out of a bed, chair, or wheelchair.

But needing help at home isn't limited to these basic activities.

The program can also provide benefits for the practical, everyday assistance that can make it easier to continue living independently at home, such as:

Meal Preparation • Grocery Shopping • Light Housekeeping • Transportation to Doctor Appointments • Errands • Personal Care • Help Around the Home

Sometimes it's these everyday tasks—not medical care—that make the biggest difference in someone's ability to remain safely and comfortably in their own home.

Because staying independent doesn't always mean doing everything yourself. Sometimes it means having the right help when you need it.

It's About More Than Care. It's About Independence.

No Medical Underwriting. No Age Restrictions. Available Nationwide.

This is not an insurance product, so there is no medical underwriting. There are also no age restrictions for enrolling, and the program is available nationwide.

It's a different approach to planning for the future—one designed to help you maintain your independence and continue living life on your own terms.

 

The Best Time to Plan Is Before You Need Care

Even though there is no medical underwriting and no age restriction, there are eligibility requirements.

Certain previously diagnosed medical conditions that indicate a current or potential need for long-term care may affect eligibility for the program.

That's why it's important to explore your options before a change in health or care needs occurs.

Planning ahead gives you the opportunity to put a home-care plan in place while you're eligible—rather than waiting until a health event or diagnosis changes your options.

It can also give you greater control over how and where you receive help in the future and help prevent your family from suddenly having to make difficult decisions during an already challenging time.

The goal isn't to predict whether you'll need care. It's to plan ahead while you still have choices.

 

Let's Talk About Your Future

You don't need to know exactly what kind of help you may need someday. That's what our conversation is for.

I'll explain how the home-care program works, what types of non-medical in-home services it can help with, and the eligibility requirements.

Then we can talk about whether it may make sense for you and your family.

A simple conversation today can bring greater peace of mind and comfort tomorrow.

*Discounts are available. Ask us how to obtain them

Nearly 70% statistic source: U.S. Department of Health & Human Services, Administration for Community Living.